/* =========================
   EquiLoomPRO styles.css
   Theme: Emerald Wealth v34 (DEX vibe)
   ========================= */

:root{
  --bg: #00190c;
  --bg2: #003219;
  --text: #ffffff;
  --muted: rgba(255,255,255,.78);
  --muted2: rgba(255,255,255,.62);
  --accent: #03cb9d;
  --accent2: #e3ba26;
  --btnText: #000000;

  --radius: 24px;            /* Capsule */
  --shadowGlow: 0 0 10px rgba(3, 203, 157, 0.3), 0 0 30px rgba(3, 203, 157, 0.2), 0 0 60px rgba(3, 203, 157, 0.1);
  --gap: 24px;
  --sectionPad: 70px;

  --border: rgba(3,203,157,.28);
  --border2: rgba(227,186,38,.22);
  --cardBg: rgba(0, 50, 25, .55);
  --cardBg2: rgba(0, 50, 25, .35);
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: "Roboto Condensed", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text);
  background: radial-gradient(900px 500px at 15% 10%, rgba(3,203,157,.14), transparent 60%),
              radial-gradient(900px 500px at 85% 30%, rgba(227,186,38,.10), transparent 55%),
              linear-gradient(180deg, var(--bg), #00110a 60%, #000e08);
  line-height:1.65;
  overflow-x:hidden;
}

img{ max-width:100%; height:auto; display:block; }
a{ color:inherit; text-decoration:none; }
p{ margin:0 0 14px; color: var(--muted); }
h1,h2,h3{ margin:0 0 12px; color: var(--text); }
h1{
  font-family:"Oswald", sans-serif;
  font-size: clamp(34px, 4.3vw, 58px);
  line-height:1.05;
  letter-spacing:.5px;
  text-transform: uppercase;
}
h2{
  font-family:"Oswald", sans-serif;
  font-size: clamp(26px, 3vw, 40px);
  letter-spacing:.4px;
  text-transform: uppercase;
}
h3{
  font-family:"Oswald", sans-serif;
  font-size: 22px;
  letter-spacing:.3px;
  text-transform: uppercase;
}

.container{
  width: min(1180px, 92vw);
  margin: 0 auto;
}

.skip-link{
  position:absolute;
  left:-999px;
  top:10px;
  background:#fff;
  color:#000;
  padding:10px 12px;
  border-radius:8px;
  z-index:10001;
}
.skip-link:focus{ left:10px; }

/* =========================
   Header + Nav
   ========================= */
.site-header{
  position: sticky;
  top:0;
  z-index: 1000;
  background: rgba(0, 25, 12, .82);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(3,203,157,.22);
}
.header-container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 18px;
  padding: 14px 0;
}
.logo{
  display:flex;
  align-items:center;
  gap: 10px;
  font-family:"Oswald", sans-serif;
  font-weight: 700;
  letter-spacing: .8px;
  text-transform: uppercase;
  font-size: 22px;
}
.logo-mark{
  width: 14px;
  height: 14px;
  border-radius: 4px;
  background: conic-gradient(from 180deg, var(--accent), var(--accent2), var(--accent));
  box-shadow: var(--shadowGlow);
}

.main-nav .menu{
  list-style:none;
  display:flex;
  align-items:center;
  gap: 14px;
  margin:0;
  padding:0;
}
.menu a{
  color: var(--muted);
  font-weight: 600;
  letter-spacing:.2px;
  padding: 10px 10px;
  border-radius: 10px;
  transition: color .2s ease, background .2s ease, transform .2s ease;
}
.menu a:hover{ color: var(--text); background: rgba(3,203,157,.10); }

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 12px 18px;
  font-weight: 800;
  letter-spacing:.6px;
  text-transform: uppercase;
  border: 1px solid transparent;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
  cursor:pointer;
  user-select:none;
  border-radius: 0; /* Sharp button style */
}
.btn:hover{ transform: translateY(-1px); }

.btn-primary{
  background: linear-gradient(135deg, var(--accent), rgba(3,203,157,.75));
  color: var(--btnText);
  box-shadow: var(--shadowGlow);
}
.btn-primary:hover{ box-shadow: 0 0 0 1px rgba(3,203,157,.45), var(--shadowGlow); }

.btn-ghost{
  background: transparent;
  border-color: rgba(3,203,157,.35);
  color: var(--text);
}
.btn-ghost:hover{ border-color: rgba(227,186,38,.55); background: rgba(227,186,38,.08); }

/* Mobile bottom nav layout */
.bottom-nav{
  display:none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(0, 25, 12, .92);
  border-top: 1px solid rgba(3,203,157,.22);
  padding: 10px 10px calc(10px + env(safe-area-inset-bottom));
  backdrop-filter: blur(10px);
}
.bottom-link{
  flex:1;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap: 4px;
  color: var(--muted);
  font-weight: 700;
  font-size: 12px;
  padding: 8px 6px;
  border-radius: 14px;
}
.bottom-link .bn-ico{
  font-size: 16px;
  line-height: 1;
  color: var(--accent);
}
.bottom-link.active{
  background: rgba(3,203,157,.12);
  color: var(--text);
}

/* =========================
   Sections (Centered)
   ========================= */
.section{
  padding: var(--sectionPad) 0;
}
.section-alt{
  padding: var(--sectionPad) 0;
  background: linear-gradient(180deg, rgba(0, 50, 25, .35), rgba(0, 50, 25, .18));
  border-top: 1px solid rgba(3,203,157,.18);
  border-bottom: 1px solid rgba(3,203,157,.18);
}

/* =========================
   Hero split
   ========================= */
.hero{ position:relative; }
.hero-grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 46px;
  align-items: start;
}
.eyebrow{
  display:inline-block;
  margin-bottom: 12px;
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px dashed rgba(227,186,38,.55);
  background: rgba(0, 50, 25, .22);
  color: rgba(255,255,255,.9);
  letter-spacing: .5px;
  text-transform: uppercase;
  font-weight: 700;
}
.hero-copy p{ font-size: 18px; color: var(--muted); max-width: 62ch; }

.trust-badges{
  margin-top: 22px;
  display:grid;
  grid-template-columns: 1fr;
  gap: 14px;
}
.trust-badge{
  display:flex;
  gap: 12px;
  align-items:flex-start;
  padding: 14px 16px;
  background: var(--cardBg2);
  border: 1px dashed rgba(3,203,157,.40); /* outlined/dashed card style */
  border-radius: var(--radius);
}
.tb-ico{
  width: 34px;
  height: 34px;
  display:grid;
  place-items:center;
  border-radius: 12px;
  background: rgba(3,203,157,.12);
  border: 1px solid rgba(3,203,157,.28);
  color: var(--accent);
  box-shadow: var(--shadowGlow);
  flex: 0 0 auto;
}
.trust-badge strong{
  display:block;
  font-family:"Oswald", sans-serif;
  letter-spacing:.4px;
  text-transform: uppercase;
}
.trust-badge span{ color: var(--muted2); font-size: 14px; }

.hero-points{
  margin-top: 18px;
  display:grid;
  gap: 10px;
}
.hero-point{
  display:flex;
  align-items:center;
  gap: 10px;
  color: rgba(255,255,255,.86);
}
.hp-dot{
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: var(--accent2);
  box-shadow: 0 0 0 3px rgba(227,186,38,.18);
}

/* Hero form card */
.hero-form{
  background: linear-gradient(180deg, rgba(0, 50, 25, .60), rgba(0, 50, 25, .38));
  border: 1px dashed rgba(3,203,157,.42);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadowGlow);
  position: relative;
  overflow:hidden;
}
.hero-form::before{
  content:"";
  position:absolute;
  inset:-2px;
  background: radial-gradient(500px 240px at 30% 0%, rgba(3,203,157,.22), transparent 55%),
              radial-gradient(420px 220px at 90% 30%, rgba(227,186,38,.16), transparent 60%);
  pointer-events:none;
}
.hero-form > *{ position:relative; z-index:1; }
.form-title{
  margin-bottom: 8px;
}
.form-subtitle{
  color: var(--muted2);
  font-size: 15px;
  margin-bottom: 14px;
}

/* =========================
   Lead Form (ALL styles in CSS)
   ========================= */
.lead-form{
  display:flex;
  flex-direction:column;
  gap: 12px;
  padding: 14px;
  background: rgba(0, 25, 12, .55);
  border: 1px solid rgba(3,203,157,.25);
  border-radius: calc(var(--radius) - 8px);
}

.form-group{
  display:flex;
  flex-direction:column;
  gap: 6px;
}
.form-group label{
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,.92);
  letter-spacing:.2px;
}
.form-group input{
  padding: 12px 12px;
  border: 1px solid rgba(3,203,157,.35);
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  background: rgba(0, 50, 25, .30);
  color: var(--text);
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.form-group input::placeholder{ color: rgba(255,255,255,.55); }
.form-group input:focus{
  outline:none;
  border-color: rgba(227,186,38,.70);
  box-shadow: 0 0 0 3px rgba(227,186,38,.16), var(--shadowGlow);
  background: rgba(0, 50, 25, .42);
}

/* Phone input with prefix */
.phone-input-wrapper{
  display:flex;
  align-items:center;
  border: 1px solid rgba(3,203,157,.35);
  border-radius: 12px;
  overflow:hidden;
  background: rgba(0, 50, 25, .30);
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.phone-input-wrapper:focus-within{
  border-color: rgba(227,186,38,.70);
  box-shadow: 0 0 0 3px rgba(227,186,38,.16), var(--shadowGlow);
  background: rgba(0, 50, 25, .42);
}
.phone-prefix{
  padding: 12px 12px;
  background: rgba(227,186,38,.14);
  color: rgba(255,255,255,.95);
  font-weight: 800;
  font-size: 14px;
  border-right: 1px solid rgba(255,255,255,.10);
  white-space: nowrap;
  min-width: 64px;
  text-align:center;
}
.phone-input-wrapper input{
  flex:1;
  border:none !important;
  padding: 12px 12px;
  font-size: 15px;
  outline:none;
  background: transparent;
  color: var(--text);
}
.phone-input-wrapper input:focus{ box-shadow:none !important; }

.form-checkbox{
  display:flex;
  align-items:flex-start;
  gap: 10px;
  font-size: 12px;
  color: rgba(255,255,255,.74);
  line-height: 1.45;
  margin-top: 4px;
}
.form-checkbox input[type="checkbox"]{
  margin-top: 2px;
  width: 16px;
  height: 16px;
  cursor: pointer;
  accent-color: var(--accent2);
}
.form-checkbox a{
  color: var(--accent2);
  text-decoration: underline;
  font-weight: 700;
}
.form-checkbox .terms-read-more{
  color: var(--accent);
  text-decoration: underline;
  font-weight: 800;
  cursor:pointer;
}
.form-checkbox .terms-read-more:hover{ color: rgba(3,203,157,.85); }

.submit-btn{
  background: linear-gradient(135deg, var(--accent2), #f2d25a);
  color: var(--btnText);
  padding: 14px 18px;
  border: none;
  border-radius: 0; /* Sharp */
  font-size: 15px;
  font-weight: 900;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, filter .2s ease;
  text-transform: uppercase;
  letter-spacing: .7px;
  margin-top: 6px;
}
.submit-btn:hover:not(:disabled){
  transform: translateY(-1px);
  box-shadow: 0 0 0 1px rgba(227,186,38,.35), var(--shadowGlow);
  filter: saturate(1.05);
}
.submit-btn:disabled{ opacity:.7; cursor:not-allowed; }

.form-message{
  padding: 10px 12px;
  border-radius: 12px;
  font-size: 13px;
  margin-bottom: 10px;
  display: none;
}
.form-message.error{
  background-color: rgba(255, 0, 0, 0.10);
  border: 1px solid rgba(255, 0, 0, 0.25);
  color: rgba(255,255,255,.92);
  display:block;
}
.form-message.success{
  background-color: rgba(0, 255, 160, 0.10);
  border: 1px solid rgba(0, 255, 160, 0.25);
  color: rgba(255,255,255,.92);
  display:block;
}

.spinner{
  display:inline-block;
  width: 14px;
  height: 14px;
  border: 2px solid rgba(0,0,0,0.25);
  border-top-color: rgba(0,0,0,0.85);
  border-radius: 50%;
  animation: spin .8s linear infinite;
  margin-right: 8px;
}
@keyframes spin{ to{ transform: rotate(360deg); } }

/* =========================
   Features numbered cards (outlined/dashed)
   ========================= */
.numbered-grid{
  display:grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: var(--gap);
  margin-top: 30px;
}
.numbered-card{
  position:relative;
  padding: 22px 22px 20px;
  background: var(--cardBg);
  border: 1px dashed rgba(3,203,157,.42);
  border-radius: var(--radius);
  box-shadow: var(--shadowGlow);
  transition: transform .2s ease, border-color .2s ease;
}
.numbered-card:hover{
  transform: translateY(-3px);
  border-color: rgba(227,186,38,.55);
}
.numbered-card .card-number{
  position:absolute;
  top: 12px;
  right: 16px;
  font-family:"Oswald", sans-serif;
  font-size: 44px;
  letter-spacing: 1px;
  color: transparent;
  -webkit-text-stroke: 2px rgba(227,186,38,.75);
  opacity: .35;
}
.numbered-card p{ margin:0; }

/* =========================
   Timeline vertical
   ========================= */
.timeline-vertical{
  position:relative;
  padding-left: 44px;
  max-width: 820px;
  margin: 26px auto 0;
}
.timeline-vertical::before{
  content:"";
  position:absolute;
  left: 18px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, rgba(3,203,157,.95), rgba(227,186,38,.85));
  box-shadow: var(--shadowGlow);
}
.timeline-item{ position:relative; padding-bottom: 18px; }
.timeline-dot{
  position:absolute;
  left: -44px;
  width: 34px;
  height: 34px;
  border-radius: 999px;
  background: rgba(0, 25, 12, .85);
  border: 2px solid rgba(227,186,38,.75);
  color: rgba(255,255,255,.92);
  display:grid;
  place-items:center;
  font-weight: 900;
  box-shadow: var(--shadowGlow);
}
.timeline-content{
  background: var(--cardBg);
  border: 1px dashed rgba(3,203,157,.40);
  border-radius: var(--radius);
  padding: 18px 18px;
}
.timeline-content p{ margin:0; }

/* =========================
   Stats progress bars
   ========================= */
.progress-stats-grid{
  display:grid;
  gap: 18px;
  max-width: 820px;
  margin: 26px auto 0;
}
.progress-header{
  display:flex;
  justify-content:space-between;
  gap: 12px;
  align-items: baseline;
  margin-bottom: 10px;
}
.progress-label{ font-weight: 700; color: rgba(255,255,255,.90); }
.progress-value{ font-weight: 900; color: var(--accent2); }
.progress-bar{
  height: 12px;
  background: rgba(0, 25, 12, .65);
  border: 1px solid rgba(3,203,157,.25);
  border-radius: 999px;
  overflow:hidden;
}
.progress-fill{
  height:100%;
  width: var(--progress, 0%);
  background: linear-gradient(90deg, var(--accent), var(--accent2));
  box-shadow: var(--shadowGlow);
}

/* =========================
   FAQ accordion classic
   ========================= */
.faq-list{
  max-width: 900px;
  margin: 26px auto 0;
  display:flex;
  flex-direction:column;
  gap: 14px;
}
.faq-item{
  background: rgba(0, 50, 25, .28);
  border: 1px dashed rgba(3,203,157,.40);
  border-radius: var(--radius);
  overflow:hidden;
}
.faq-item summary{
  padding: 16px 18px;
  cursor:pointer;
  list-style:none;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap: 12px;
  font-weight: 800;
  color: rgba(255,255,255,.94);
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-icon{
  width: 30px;
  height: 30px;
  display:grid;
  place-items:center;
  border-radius: 10px;
  background: rgba(3,203,157,.12);
  border: 1px solid rgba(3,203,157,.28);
  color: var(--accent);
  flex: 0 0 auto;
}
.faq-item[open]{
  border-color: rgba(227,186,38,.55);
  box-shadow: var(--shadowGlow);
}
.faq-item[open] .faq-icon{
  color: var(--accent2);
  border-color: rgba(227,186,38,.55);
  background: rgba(227,186,38,.12);
}
.faq-answer{
  padding: 0 18px 16px;
  color: var(--muted);
}

/* =========================
   CTA gradient banner (animated)
   ========================= */
.cta-gradient{
  position:relative;
  overflow:hidden;
  background: linear-gradient(135deg, rgba(3,203,157,.95), rgba(227,186,38,.92), rgba(3,203,157,.85));
  background-size: 200% 200%;
  animation: ctaShift 10s ease-in-out infinite;
}
@keyframes ctaShift{
  0%{ background-position: 0% 50%; }
  50%{ background-position: 100% 50%; }
  100%{ background-position: 0% 50%; }
}
.cta-content{
  text-align:center;
  color: #00190c;
}
.cta-gradient h2{ color: #00190c; }
.cta-gradient p{ color: rgba(0,0,0,.78); max-width: 70ch; margin: 0 auto 18px; }
.btn-cta{
  background: #00190c;
  color: #ffffff;
  border-radius: 0; /* Sharp */
  padding: 14px 22px;
  border: 1px solid rgba(0,0,0,.25);
}
.btn-cta:hover{ box-shadow: 0 0 0 1px rgba(0,0,0,.25), var(--shadowGlow); }

.cta-shapes{ position:absolute; inset:0; pointer-events:none; }
.cta-shape{
  position:absolute;
  border-radius: 999px;
  background: rgba(255,255,255,.14);
  filter: blur(0);
  mix-blend-mode: overlay;
}
.cta-shape.shape-1{ width: 220px; height: 220px; top: -80px; left: -60px; }
.cta-shape.shape-2{ width: 160px; height: 160px; bottom: -60px; right: -40px; }
.cta-shape.shape-3{ width: 120px; height: 120px; top: 40%; left: 70%; transform: translate(-50%,-50%); opacity:.55; }

.btn-pulse{
  animation: btnPulse 2s infinite;
}
@keyframes btnPulse{
  0%,100%{ box-shadow: 0 0 0 0 rgba(0,0,0,.25); }
  50%{ box-shadow: 0 0 0 14px rgba(0,0,0,0); }
}

/* =========================
   Risk management warning cards
   ========================= */
.warning-grid{
  display:grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: var(--gap);
  margin-top: 28px;
}
.warning-card{
  background: rgba(0, 25, 12, .45);
  border: 1px dashed rgba(227,186,38,.55);
  border-radius: var(--radius);
  padding: 18px 18px;
  box-shadow: var(--shadowGlow);
  transition: transform .2s ease, border-color .2s ease;
}
.warning-card:hover{
  transform: translateY(-3px);
  border-color: rgba(3,203,157,.55);
}
.warning-top{
  display:flex;
  align-items:center;
  gap: 12px;
  margin-bottom: 8px;
}
.warn-ico{
  width: 34px;
  height: 34px;
  display:grid;
  place-items:center;
  border-radius: 12px;
  background: rgba(227,186,38,.14);
  border: 1px solid rgba(227,186,38,.45);
  color: rgba(255,255,255,.92);
  font-weight: 900;
}
.warning-card p{ margin:0; color: rgba(255,255,255,.72); }

/* =========================
   Security checklist
   ========================= */
.checklist-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--gap);
  max-width: 900px;
  margin: 26px auto 0;
}
.checklist-col{ display:flex; flex-direction:column; gap: 12px; }
.check-item{
  display:flex;
  align-items:center;
  gap: 12px;
  padding: 14px 16px;
  background: var(--cardBg2);
  border: 1px dashed rgba(3,203,157,.36);
  border-radius: calc(var(--radius) - 10px);
}
.check-item .check-icon{
  width: 28px;
  height: 28px;
  display:grid;
  place-items:center;
  border-radius: 10px;
  background: rgba(3,203,157,.14);
  border: 1px solid rgba(3,203,157,.35);
  color: rgba(255,255,255,.92);
  font-weight: 900;
}

/* =========================
   Footer
   ========================= */
.site-footer{
  padding: 54px 0 24px;
  background: linear-gradient(180deg, rgba(0, 50, 25, .30), rgba(0, 25, 12, .85));
  border-top: 1px solid rgba(3,203,157,.18);
}
.footer-top{
  display:grid;
  grid-template-columns: 1.4fr 1fr 1.2fr;
  gap: 34px;
  align-items:start;
}
.footer-col h3{
  margin-bottom: 10px;
}
.footer-links{
  list-style:none;
  margin:0;
  padding:0;
  display:flex;
  flex-direction:column;
  gap: 10px;
}
.footer-links a{
  color: var(--muted);
  font-weight: 700;
}
.footer-links a:hover{ color: var(--accent2); }

.footer-disclaimer-wrap{
  margin: 34px auto 0;
  width: min(1180px, 92vw);
  padding: 18px 0;
  border-top: 1px solid rgba(3,203,157,.18);
  border-bottom: 1px solid rgba(3,203,157,.18);
}

.footer-disclaimer{
  width: 100%;
  height: auto;
}

.footer-bottom{
  margin-top: 18px;
  text-align:center;
  color: rgba(255,255,255,.70);
  font-size: 14px;
}

/* =========================
   Language selector (ISO inline)
   ========================= */
.lang-inline { display: flex; align-items: center; gap: 0.5rem; flex-wrap: wrap; margin-top: 14px; position: relative; }
.lang-iso { text-decoration: none; font-size: 0.875rem; padding: 6px 10px; border-radius: 999px; border: 1px solid rgba(3,203,157,.24); background: rgba(0,25,12,.35); }
.lang-iso.active { font-weight: bold; border-color: rgba(227,186,38,.55); }
.lang-sep { opacity: 0.3; }
.lang-more { position: relative; }
.lang-more-btn{
  border: 1px solid rgba(3,203,157,.24);
  background: rgba(0,25,12,.35);
  color: var(--text);
  padding: 6px 10px;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 800;
  letter-spacing:.2px;
}
.lang-more-dropdown{
  display: none;
  position: absolute;
  right: 0;
  top: calc(100% + 10px);
  min-width: 220px;
  background: rgba(0,25,12,.95);
  border: 1px solid rgba(3,203,157,.28);
  border-radius: 14px;
  padding: 10px;
  box-shadow: var(--shadowGlow);
  z-index: 10;
}
.lang-more-dropdown a{
  display:block;
  padding: 8px 10px;
  border-radius: 10px;
  color: rgba(255,255,255,.92);
  border: 1px dashed transparent;
}
.lang-more-dropdown a:hover{
  background: rgba(3,203,157,.12);
  border-color: rgba(227,186,38,.35);
}
.lang-more.active .lang-more-dropdown { display: block; }

/* =========================
   Focus states
   ========================= */
:focus-visible{
  outline: 2px solid var(--accent2);
  outline-offset: 3px;
}

/* =========================
   Responsive
   ========================= */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .hero-copy p{ max-width: none; }
  .footer-top{ grid-template-columns: 1fr; }
  .checklist-grid{ grid-template-columns: 1fr; }
}

@media (max-width: 860px){
  .main-nav{ display:none; }
  .bottom-nav{ display:flex; gap: 8px; }
  body{ padding-bottom: 76px; } /* space for bottom nav */
}

@media (max-width: 520px){
  .lead-form{ padding: 12px; }
  .hero-form{ padding: 18px; }
  .timeline-vertical{ padding-left: 38px; }
  .timeline-dot{ left: -38px; width: 30px; height: 30px; }
}

/* =========================================================
   MANDATORY POPUP CSS (MUST be included in styles.css)
   ========================================================= */

/* Cookie Consent - fixed bottom banner with BLACK text */
.cookie-consent { display:none; position:fixed; bottom:0; left:0; right:0; background:#ffffff; border-top:1px solid rgba(0,0,0,.1); padding:16px 24px; z-index:9999; box-shadow:0 -2px 10px rgba(0,0,0,.1); }
.cookie-content { max-width:1200px; margin:0 auto; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; color:#000000; }
.cookie-content p { color:#000000; margin:0; }
.cookie-content a { color:#0066cc !important; text-decoration:underline; font-weight:600; }
.cookie-content a:hover { color:#004499 !important; }
.cookie-btn { padding:10px 24px; background:var(--accent); color:#fff; border:none; border-radius:4px; font-weight:700; cursor:pointer; }

/* Disclaimer Popup - Full width bottom banner with Read More */
.disclaimer-popup-overlay { position:fixed; bottom:0; left:0; width:100%; z-index:10000; pointer-events:none; opacity:0; visibility:hidden; transition:opacity 0.3s ease, visibility 0.3s ease; }
.disclaimer-popup-overlay.active { opacity:1; visibility:visible; }
.disclaimer-popup { background:#ffffff; width:100%; box-shadow:0 -2px 15px rgba(0,0,0,.1); border-top:1px solid #e5e5e5; transform:translateY(100%); transition:transform 0.3s ease; pointer-events:auto; }
.disclaimer-popup-overlay.active .disclaimer-popup { transform:translateY(0); }
.disclaimer-popup-header { display:flex; justify-content:flex-start; align-items:center; padding:10px 30px; border-bottom:1px solid #eee; }
.disclaimer-popup-header h4 { margin:0; font-size:13px; font-weight:600; color:#1a1a1a; flex:1; }
.disclaimer-close-btn { background:none; border:none; font-size:18px; color:#999; cursor:pointer; padding:0; line-height:1; }
.disclaimer-close-btn:hover { color:#333; }
.disclaimer-popup-body { padding:12px 30px; }
.disclaimer-popup-row { display:flex; align-items:flex-start; justify-content:space-between; gap:24px; }
.disclaimer-popup-content { flex:1; }
.disclaimer-main-text { font-size:12px; line-height:1.5; color:#555; margin:0 0 6px 0; }
.disclaimer-main-text a,.disclaimer-popup-body a { color:#0066cc !important; text-decoration:underline; font-weight:600; }
.disclaimer-main-text a:hover,.disclaimer-popup-body a:hover { color:#004499 !important; }
.disclaimer-read-more { font-size:11px; color:#0066cc; text-decoration:underline; cursor:pointer; }
.disclaimer-read-more:hover { color:#004499; }
.disclaimer-more-text { max-height:0; overflow:hidden; transition:max-height 0.4s ease, margin 0.3s ease, padding 0.3s ease; margin-top:0; padding-top:0; border-top:none; }
.disclaimer-more-text.expanded { max-height:400px; margin-top:12px; padding-top:12px; border-top:1px solid #eee; overflow-y:auto; }
.popup-svg { width:100%; height:auto; max-width:540px; display:block; margin:0 auto; }
.popup-svg-mobile { display:none; }
.disclaimer-popup-footer { flex-shrink:0; }
.disclaimer-understand-btn { padding:10px 24px; background:var(--accent); color:#fff; border:none; border-radius:4px; font-weight:600; cursor:pointer; font-size:13px; }
.disclaimer-understand-btn:hover { opacity:0.9; }
@media (max-width:768px) { .disclaimer-popup-header { padding:8px 16px; } .disclaimer-popup-body { padding:10px 16px; } .disclaimer-popup-row { flex-direction:column; gap:12px; } .disclaimer-popup-footer { width:100%; } .popup-svg { display:none; } .popup-svg-mobile { display:block; width:100%; height:auto; } }

/* Terms Popup - centered overlay */
.terms-popup-overlay { display:none; position:fixed; inset:0; background:rgba(0,0,0,.6); z-index:10000; align-items:center; justify-content:center; padding:20px; }
.terms-popup-content { background:#fff; border-radius:8px; max-width:700px; width:100%; max-height:90vh; overflow:auto; position:relative; padding:20px; }
.terms-popup-content .close-btn { position:absolute; top:12px; right:12px; background:none; border:none; font-size:28px; cursor:pointer; }
.terms-img { width:100%; height:auto; }

/* Desktop/Mobile visibility - CRITICAL: These rules must NOT be overridden! */
.desktop-only { display:block !important; }
.mobile-only { display:none !important; }
@media (max-width:640px) { .desktop-only { display:none !important; } .mobile-only { display:block !important; } }

/* Language Selector - ALWAYS BLACK TEXT on WHITE background */
.lang-selector,.lang-toggle-label,.lang-css-dropdown { color:#000000 !important; }
.lang-selector span,.lang-toggle-label span,.lang-option,.lang-option span { color:#000000 !important; }
.lang-dropdown,.lang-list { background:#ffffff; }
.lang-option { color:#000000 !important; background:#ffffff; }
.lang-option:hover { background:rgba(0,0,0,.05); color:#000000 !important; }